We often hear moving is stressful – We make the hard tasks simple whilst providing a service that is smooth and transparent throughout.
Here at Love Living Hackney, we pride ourselves on making the process of buying enjoyable and exciting rather than nerve racking. Whether you have experience of the moving process, or you are a first-time buyer, we will tailor the service to ensure the deal gets done, without hampering your day to day lifestyle.
If you need a mortgage (most of us do), you’ll need an offer in principle from any prospective lender. Knowing exactly what you can afford avoids heartbreak. Need a Mortgage Broker? We know some great local people. Give us a call for help.
Register your search with us. Here’s where we listen a lot more than we talk. Let us know what you want from your home, and we’ll match you with the most suitable properties.
Make yourself comfortable with a glass of your favourite tipple. Think about your ideal property and write a list of the ‘Must Haves’, the ‘Nice to Haves’ and most importantly the ‘Definitely Don’t Wants’. This can help you in deciding on which properties to view and tallying up scores for each of the properties you visit, and more importantly will give you a good list of deal-breakers so nobody’s time is wasted viewing unsuitable properties.
Once you have found your ideal property you should make an offer. You must carefully consider how much you can realistically afford. Add up the mortgage offer plus any equity you have in another property. Don’t forget to allow for Stamp Duty and Solicitors fees. If you don’t already have a conveyancer or solicitor in mind, we can recommend one to you.
Once you receive an offer acceptance then the wheels are put into motion to lead up to the final exchange of contracts via our Deal Concierge Service which is personally handled by one of our founders. This is called Conveyancing. We will liaise between your solicitor and the vendor’s solicitor, working up and down any chain, to ensure that your purchase goes through as smoothly as possible.
Conveyancing is the work that needs doing to ensure you’re buying a property free from any legal issues. We have a dedicated property consultant to act as the deal concierge throughout This support and communication is a crucial aspect of our work and ensures a smooth and stress-free process.
Where applicable, it's time to book in your surveys. A mortgage valuation and home buyers survey are typically the first booked in. Ordering your local searches and getting surveys booked quickly, saves you weeks if not months.
When you exchange contacts on the purchase of your new home, you pay your deposit and have a set date for move in day. This is the perfect time to book in the furniture movers!
The remaining funds will now be transferred over to the seller's solicitor and once received (usually around mid-day), the home is officially yours and it's time to collect your keys.
Congratulations! You are now the proud owners of a lovely new home.
We will provide you with a welcome pack providing you with everything you need to know, from the location of gas and electricity meters, mains water stopcocks, local authority details, waste collection day etc.
Remember to get your mail re-directed and don’t forget to tell your bank, your employer, HMRC, DVLA, insurance, council tax, doctor, dentist and any schools that you have changed your address.
Agree meter readings, transfer the phone lines and other utilities. Book the removal company, defrost and disconnect your white goods. Tell your friends and organise the party.
Don’t forget the cat!
